What the Court found
The Federal Court has found three contracts for difference (CFD) trading companies engaged in systemic unconscionable conduct between 2018 and 2020. The companies named in the judgment are:
- Union Standard International Group Pty Ltd (USG)
- BrightAU Capital Pty Ltd, trading as TradeFred
- Maxi EFX Global AU Pty Ltd, trading as EuropeFX
Customer losses across the three companies totalled over $83 million.
Conduct identified by the Court
The Court found the companies engaged in the following conduct:
- Pressuring inexperienced and vulnerable investors to deposit more funds
- Making misleading claims about profits
- Providing unlicensed personal financial advice
First-of-its-kind finding on overseas customers
In a finding described as a first for Australia, the Court found that USG breached its Australian financial services (AFS) licence obligations by offering services to customers in China while knowing those customers were likely breaking Chinese law, without warning them of that risk. The judgment confirms that AFS licence obligations extend to overseas customers.
Liability of licence holders for authorised representatives
The Court's findings also address the liability of AFS licence holders for the conduct of corporate authorised representatives operating under their licence. The judgment records that USG, as the licence holder, was held liable for the conduct of such representatives.
Next steps
A case management hearing is listed for 19 February 2025, at which next steps including penalties will be determined. Further media releases on this matter are available at asic.gov.au/news-centre.
CFD product intervention order
ASIC's product intervention order on CFDs (reference 20-254MR, available at asic.gov.au) sets out conditions on leverage and sales practices that are already in force for businesses that issue or distribute CFD products to retail customers.
This is a plain-English summary for information only, not legal or compliance advice. Always check the official source or consult a qualified professional.