What has changed
The federal government registered the Australian Securities and Investments Commission Amendment (Deferred Sales Model Exemptions) Regulations 2026 on 17 September 2026. The instrument amends existing rules around the Deferred Sales Model (DSM) for add-on insurance products.
What the Deferred Sales Model is
The DSM is a rule that requires a waiting period before add-on insurance can be sold to customers alongside another product. A common example is a car dealer selling tyre and rim insurance at the point of a car purchase.
What the new regulations do
The regulations add or adjust exemptions to the DSM waiting period requirements. The full text of the instrument does not specify in the source summary which products or industries are affected by the new exemptions, what those exemptions are, or when the changes take effect beyond the registration date of 17 September 2026.
Where to find more information
The full text of the regulations and the accompanying explanatory statement are available at the official Federal Register of Legislation: https://www.legislation.gov.au/F2026L01226. The explanatory statement on that page provides plain-English guidance on what changed.
This is a plain-English summary for information only, not legal or compliance advice. Always check the official source or consult a qualified professional.