What has been registered
The Payment Systems (Regulation) Standards (Merchant Card Payment Costs and Surcharging) Variation 2026 is a legislative instrument registered on 14 April 2026. The instrument is administered under the Payment Systems (Regulation) Act 1998 and is in force until 1 October 2026.
What the instrument covers
The instrument varies existing standards relating to merchant card payment costs and surcharging. The source page does not detail the specific changes the variation introduces. The full text of the instrument and an Explanatory Statement are available on the Federal Register of Legislation.
Where to find the detail
The full instrument text is published at https://www.legislation.gov.au/F2026L00434. To read what the variation actually changes, click View document under the Legislation text section on that page. An Explanatory Statement is also listed on the same page and provides a plain-English description of what the variation does and who it affects.
Key actions
- Read the full instrument text at https://www.legislation.gov.au/F2026L00434 - click View document under Legislation text to see what the variation actually changes for merchant surcharging rules.
- Read the Explanatory Statement listed on the same page for a plain-English description of what the variation does and who it affects.
- Note that the instrument is in force from 14 April 2026 until 1 October 2026 - check the instrument text to determine whether surcharging practices are affected.
- Set up an alert on the legislation page to be notified of any further changes before the 1 October 2026 end date.
This is a plain-English summary for information only, not legal or compliance advice. Always check the official source or consult a qualified professional.